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10 Things To Stop Buying To Save Money

 The idea of saving money by not making small unnecessary purchases has been around for centuries. Realistically, all of us have a list of things to stop buying that would save us a bunch of money over the long run. 

The old English saying “if you look after the pennies, the pounds will look after themselves”  was first recorded in 1734 and became very popular a century later in the Victorian mindset of thrift and virtue. 

Save money with these 10 things to stop buying. Frugal people know that cutting costs is more than using coupons and lowering your thermostat. Save money by stopping unnecessary purchases that make a difference to your budget.

Photo by Lotte Meijer on Unsplash

Save money by swapping out these unnecessary purchases for free alternatives. Stop wasting your hard-earned cash on frivolous spending or unnecessary products for your home.These budget-friendly swaps are awesome for saving money.

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I could probably create a list of hundreds of things to stop buying to save money but for the purposes of this post, I’ll look at some of the ones that really made a difference to my budget.

The reality is that people waste money on silly things all the time and small unnecessary purchases really do add up.

RELATED: 10 Silly Things People Waste Money On

READ MORE: 31 Clever Ways To Save Money And Live Better

Bestselling author Dave Bach coined the phrase “latte factor”  in his book “The Automatic Millionaire”the automatic millionaire.

What is the Latte Factor? 

The latte factor is a modern take on the idea that little purchases add up and if you can eliminate mindless spending, you can build capital effortlessly. The premise is that cutting out your $5 dollar latte (or $2 ATM fee, or $3 sandwich) every day can add up to huge savings if you invest the money instead.

Cutting out 3 $5 unnecessary purchases a week from your budget will save you $780 a year

If you invested this money for 20 years and assumed an average interest rate of 8% (based on market fluctuations), you would earn $22,868.33 in interest alone.

At the end of 20 years, you would have $38,286.33 (interest + savings)

It definitely makes it worth looking into easy expenses you can cut and save without affecting your quality of life.

Try the Latte Factor Calculator for yourself at 

That being said, I find that this kind of saving is much easier said than done.  It’s so easy to think “it’s only a couple of dollars” or to purchase convenience foods to save time.

Most people have no trouble trying to save a buck on a new TV or car but happily buy a coffee and bagel when out and about without thinking of it.

If you are looking to stop buying stuff that you don’t really need,  these small expenses can be easily cut out of your budget.

10 Things To Stop Buying To Save Money

1. Paper Towel and Napkins

10 things to stop buying to save money - paper towels

Not only are paper towels terrible for the environment, they are a huge waste of money too. You can use rags for cleaning up messes and cloth napkins for mealtimes and save a bundle.

Whenever we have old t-shirts that are past donating, I cut them up to use as rags around the house.

2. Bagged Salad

things tostop buying to save money

Yes, they are convenient but is it really that hard to throw some spinach in a bowl and add croutons and dressing?

I’m really guilty of buying these for convenience but they are a huge waste of money compared to buying the individual ingredients yourself.

3. Spice Packets

10 things to stop buying to save money - premade taco mix

Another one I was guilty of until I realized I can make my own homemade taco seasoning for a fraction of the price using this recipe from Food Renegade. Same goes for Shepherd’s pie mix, beef stew seasoning and all the other little packets you can buy at the store.

Plus, it’s a lot healthier when you can control the salt portions.

4. Greeting Cards

10 things to stop buying to save money - greeting cards

This one should maybe top the list of things to stop buying to save money. My head actually aches when I see the extortionate prices of cards in the stores. $5.99 for a piece of paper? What a rip-off. The average family is spending over $300 on pretty bits of card that are thrown away the day after the shower/birthday/event.

A few alternatives to a store-bought gift card:

    • If you have kids, get them to make a nice card. It doubles up as a fun activity for them.
    • Make your own cards using dollar store craft supplies
    • For kids or baby showers, get a $1 book from the dollar store instead
    • Forgo the card entirely and just use the gift tag on the bag or present (I stole this idea from one of my “cheaper” friends after her husband banned her from buying cards).

5. Female versions of products

10 things to stop buying to save money - the so-called pink tax on women's products

Did you know that the exact same products can cost almost twice as much when they are marketed to women in pink packaging or flowery scents? This so-called pink tax is outrageous. You can see some shocking comparisons done by Business Insider here.

Save money by buying the men’s version of items such as razors, deodorant, and other body care items.

6. Books and Magazines

10 Things To Stop Buying To Save Money

I’m all for buying books and magazines that you know you will keep or read over and over. For other reading material, consider borrowing from your local library or checking out yard sales and thrift stores.

You can get some awesome freebies at the library.

If you are more of an e-reader person, consider getting an unlimited Kindle membership for under $10 a month. Get an Amazon Kindle Unlimited 30-Day Free Trial here

If you are more of an audiobook fiend like myself, make sure to check out this free trial offer from Amazon Audible – Try Audible and Get Two Free Audiobooks.

7. Dryer Sheets

10 things to stop buying to save money - hedgehog dryer balls instead of dryer sheets

A friend of mine recently gave me these cute Hedgehog Dryer Balls as a natural alternative to fabric softener and dryer sheets. They work so well! I can’t imagine ever going back to using chemicals again.


8. Household Cleaner

household cleaner

Save a bunch of money by using vinegar and lemon juice as an all-purpose cleaner. Vinegar and newspaper work wonders for glass and mirrors too. For cleaning the toilet bowl, sprinkle baking soda and let it sit for 10 minutes. Then throw down a cup of vinegar and flush. I also use a combo of baking soda and vinegar to disinfect my drains when they get stinky.

9. Plastic cups of cut fruit

10 Things To Stop Buying To Save Money

If you are still wondering how to stop buying things that make life easier, exhibit A should be plastic cups of fruit.

Yes, they are super convenient and better than grabbing a candy bar but it would be much cheaper to just buy an orange or a banana. They come in their own handy carrying cases!

10. Apps and In-app Purchases

10 Things To Stop Buying To Save Money

If you are addicted to phone games like Candy Crush or love to have a million apps, be aware that all those $1 purchases can add up quickly. Look for free apps wherever possible and try to factor in the cost: savings benefit when making a purchase.

More Money Saving Ideas:

30 ways to save on groceries

31 ways to live frugally and cut your expenses

15 ways to save on eating out

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Anne - Just Only Home

Thursday 28th of December 2017

I got sucked into the "pink tax" for the longest time! I really can't believe the difference and how much it's cut my bill. Especially since we are a family with 7 females. If they want the flowery version they spend their own money. But usually they are perfectly happy with the same thing in a different color.

Salma Mehajabeen

Tuesday 29th of August 2017

Such a great idea which is need of the hour now!!


Tuesday 29th of August 2017

Great list! Totally agree on the "female" version of products. Ugh! Give me unscented whatever works products. And why are the exact same (but blue) razors cheaper than the pink ones? Blue please!


Tuesday 29th of August 2017

Right? I was so shocked when I found that we are paying more for the same product just because of pretty packaging. Now I just steal my husband's deodorant lol.